TRAP:Blocked account providers (such as Coracle, Expatrio, or Fintiba) cannot release your monthly living money until you upload a German address registration certificate and a local SEPA bank account. Delays with your Anmeldung mean you cannot access your own money.

TRAP:Schufa markets a paid 29.95 EUR certificate on their homepage, but under Article 15 of the GDPR, you have the right to request a complete copy of your stored credit data for free ('Datenkopie nach Art. 15 DSGVO'). As a new resident with little credit history, applying for multiple credit cards or financing agreements early on can quickly drag your score down.